I have always been busy. In high school, my list of extracurriculars was bordering on excessive and even now, I find that I have a never-ending list of commitments and to-dos. “And” is in my DNA: I’m taking five class and I’m working at an internship and I sit on the executive board of my club and I have a social life. More often than not, I’m mildly stressed out. So, why do I always say yes to opportunities when I already have a list of things to do ten miles long? Maybe it’s FOMO, but I think my eagerness to take on more is greater than just a fear of not being in the know.
It’s officially fall where I am! School is in full swing (I even made it to a tailgate for football this weekend!), it’s starting to get chilly out and Halloween is just around the corner. While I’ve been enjoying my cinnamon scented candle and pumpkin flavored-everything, I have also been super busy with school and work. I hate not having the time to write, but I have to prioritize the less-fun aspects of my life sometimes.
To keep my busy life in order, I stay super organized. I use a bullet journal/planner, I stay on top of my schoolwork and I participate in class. Sound easy? It isn’t. Streamlining my academic and extracurricular responsibilities takes a lot of work and it can definitely overwhelm me sometimes. But I had an enlightening conversation with a friend recently. She told me that, from her perspective, my life appears pretty great and stress-free. Say what?
I have a confession to make: I was never good with money. I understood the basic concept of income vs. spending, but I was never any good at saving. My real wake-up call, though, was when I got myself into trouble with my first credit card. It was summer after my senior year and I was finally old enough to get a credit card. The plan was simple: use it once or twice a month on small purchases to build good credit history. But like many young adults, I got in way over my head with spending my “free” money. Thankfully, I’ve since dug myself out of that hole and learned a whole lot more about finances along the way. For example, I now understand how a 401(k) works! But more on that when I start my post-grad career. For now, check out how I’m getting my financial life together!